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About Us


Established in 1885, Citizens Federal has been providing friendly and personal service to individuals and businesses for over 130 years. We take pride in our community and service to our customers. We provide a wide range of deposit accounts and lending products.

We are pleased to offer Online Banking.  Our online banking product offers our customers the convenience of:

Monitoring your account(s) activity

Transfer between Citizens Federal accounts

Free Bill Pay

Account Alerts (set up by the customer)

e-statements (you must be signed up for e-statements to view)

The ability to view your check images

Import your information to your financial software

Safe and secure program

If you have questions about our Online Banking, contact us at (937) 593-0015.

Another service provided is our "Direct Teller". Use the Citizens Federal Direct Teller for accurate 24-hour account information. Dial 1-800-436-5177 using a touch-tone telephone and follow the easy steps for entering your account number and password. You will be able to obtain:

· Account Balances
· Limited account History
· Interim Statement, 30 day checking history (small fee may apply)

You will also be able to transfer funds between your Citizens Federal checking and savings account (small fee will apply after 5 free per month).

Also, check out our 24 Hr. ATM located at our Drive-Thru.

Please take a moment to read our Privacy Statement | USA Patriot Act | and the Internet Security and Fraud Alerts.


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