Business Checking

Business Checking 

  • Debit card available 
  • Mobile Deposit 
  • $12 monthly service fee
  • Online banking
  • Mobile banking
  • Merchant Services — Clover 
    • Clover is a cloud-based point-of-sale platform. Clover makes accepting any type of payment a snap - from in-person swipe, chip, and tap, to online payments. Whether you sell coffee or memberships, all purchases are more secure and trackable with Clover. Clover allows you to offer the best possible customer experience while building loyalty at your place of business and online. Manage your business and make a sale from anywhere with Clover's dashboard, mobile app, and virtual terminal. Visit for more details. 

Learn more about Clover

Why bank with Citizens Federal?

  • Health Savings Accounts for employees 
  • On-site account opening for employees
  • Free payroll check cashing for employees
  • Resources and connections for your business — We are here to help
  • Switchover Assistance — Help with transfer of accounts and online banking set-up




Easy on the environment and your wallet.

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