Checking Accounts

See Rates

Personal Checking     

 

Lifestyle Checking - Our best account for only $10.00 per month with access to premium benefits.

Signature Checking - Do you maintain an average checking account balance of $1,000 per month?  If so, we will waive the $7.00 monthly fee. 

Forward Checking - For only $5.00 per month, you get access to our complete list of benefits.  Our best value for our lowest price!

Choice Checking - Do you want a low-cost account with basic benefits?  If so, check out our Choice Checking.  Maintain an average balance of $100, or if you are over the age of 65, we'll waive the $6.00 monthly fee.

To access your benefits online or find additional information, go to www.bazing.com, click on "GET STARTED," and then enter your updated email and temporary password provided by Citizens Federal Savings and Loan Association.  If you have previously logged on and created your own personal password, then simply enter your email and password to begin using your Citizens Federal benefits.

Student Checking

  • Eligible from ages 16 - 26
  • No monthly service fee
  • Debit/ATM cards available
  • Easy direct deposit setup
  • Mobile banking
  • Online banking
  • 24/7 ATM access
  • Discounted fees at Money Pass ATM locations
  • Non-Interest bearing
  • eStatements ($3.00/month paper statement fee)

 

Money Market

Rates

  • Interest bearing account
  • No monthly service charge
  • Limit of six withdrawals of any kind per month
  • $10.00 fee per withdrawal will be applied to account for each withdrawal over the monthly limit
  • Unlimited deposits
  • Checks available for order
  • Online banking access

Your interest rate and annual percentage yield may change at any time, including after opening a money market account.

Fees could reduce earnings on the account.

 

Personal Checking Account Benefits

 

Lifestyle Checking

Signature Checking

Forward Checking

Choice Checking

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 $600 per claim

$1200 per year

 $400 per claim

$800 per year

 $400 per claim

$800 per year

 $200 per claim

One time a year

$10,000 in personal identity theft benefit

 $5,000 in personal identity theft benefit

 $5,000 in personal identity theft benefit

 $1,000 in personal identity theft benefit

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 Up to $25,000 in coverage

 

 

 

 

 

 Up to $20,000 in coverage

 Up to $10,000 in coverage

 

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 During the first 180 days of purchase

 During the first 180 days of purchase

 During the first 180 days of purchase

 During the first 90 days of purchase

1 Cell phone protection, personal identity protection, and buyer's protection and extended warranty are subject to additional terms and conditions.
2 Insurance products are: NOT A DEPOSIT.  NOT FDIC-INSURED.  NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.  NOT GUARANTEED BY THE BANK.  Identity monitoring and credit monitoring require additional enrollment on BaZing.com.

 

 

eStatements

Easy on the environment and your wallet.

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